PFCU
Portland, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
57,192
Net Worth Ratio
11.12%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$858.9M
Peer Group 6
Members
57,192
as of latest quarter
Net Worth Ratio
11.12%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$858.9M
Total Shares
$759.2M
Total Loans
$553.7M
Net Income
$1.9M
Net Worth Ratio
11.12%
≥7% = Well Capitalized
Members
57,192
Return on Assets
0.23%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.21%
$1.2M
Loan-to-share ratio: 72.9%· healthy range 60–80%
Branch Locations
NCUAPortland Office
9077 Charlotte Hwy, Portland, MI, 48875
M-T 9-5 F 9-5:30 S 9-12
Ionia Office
4035 S State Rd, Ionia, MI, 48846
M-T 9-5 F 9-5:30 S 9-12
Westphalia Office
102 W Main St, Westphalia, MI, 48894-9838
M-T 9-5 F 9-5:30
Lake Odessa Office
2025 Lapo Rd, Lake Odessa, MI, 48849
M-T 9-5 F 9-5:30 S 9-12
Lansing Office
644 Migaldi Ln, Lansing, MI, 48917-7750
M-t 9-5 F 9-5:30 S 9-12
Lowell Office
11635 Fulton St E Ste 400, Lowell, MI, 49331-8417
M-Th 9:00am to 5:00 pm Friday 9:00am to 5:30 pm
Caledonia Office
6451 Cherry Meadow Dr SE, Caledonia, MI, 49316
M-Th 9-5, F 9-5:30, S 9-12
Durand Office
311 N Saginaw St, Durand, MI, 48429
Monday - Thursday: 9:00 a.m. - 5:00 p.m. Friday: 9:00am to 5:53pm Saturday: 9:00 a.m. - 12:00 p.m.
Genesee Valley Office
3378 Lennon Rd, Flint, MI, 48507
Lobby Hours Monday - Thursday: 9:00 a.m. - 5:00 p.m. Friday: 9:00am -5:30pm Saturday Lobby: 9:00 a.m.-12:00
VanSlyke Office
G3311 VanSlyke Rd, Flint, MI, 48507
Lobby Hours Monday - Thursday: 9:00 a.m. - 5:00 p.m. Friday: 9:00p.m.-5:30p.m Saturday Lobby closed.
3 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/pfcu" target="_blank" rel="noopener">View PFCU on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.