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PEOPLES TRANSPORT

Mount Ephraim, NJ · Federal Credit Union · Chartered in NJ

MDIWell Capitalized

Who can join

Association-based

Charter #12956Est. 1959RSSD: 50489

Members

1,624

Net Worth Ratio

10.19%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$11.6M

Peer Group 3

Members

1,624

as of latest quarter

Net Worth Ratio

10.19%

Well Capitalized

Institution Profile

NCUA

Address

136 W. Kings Hwy, Mount Ephraim, NJ 08059

Chartered

1959

Branch Locations

1 location

Membership Eligibility

Association-based

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$11.6M

Total Shares

$10.4M

Total Loans

$6.9M

Net Income

$-24,167

Net Worth Ratio

10.19%

≥7% = Well Capitalized

Members

1,624

Return on Assets

-0.21%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.10%

$75K

Loan-to-share ratio: 65.8%· healthy range 60–80%

Branch Locations

NCUA

Peoples Transport FCU

136 W Kings Hwy, Mount Ephraim, NJ, 08059-1343

8:30 to 3:30 Monday thru Friday

Main

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.