🏦Bank Scorer

PENNSYLVANIA CENTRAL

Harrisburg, PA · Federal Credit Union · Chartered in PA

Well Capitalized

Who can join

Employer / occupational group

Charter #2625Est. 1938RSSD: 690670

Members

12,558

Net Worth Ratio

10.48%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$136.9M

Peer Group 5

Members

12,558

as of latest quarter

Net Worth Ratio

10.48%

Well Capitalized

Institution Profile

NCUA

Address

959 East Park Drive, Harrisburg, PA 17111-2810

Chartered

1938

Branch Locations

6 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$136.9M

Total Shares

$122.4M

Total Loans

$83.5M

Net Worth Ratio

10.48%

≥7% = Well Capitalized

Members

12,558

Delinquency Rate (60d+)

0.58%

$483K

Loan-to-share ratio: 68.2%· healthy range 60–80%

Branch Locations

NCUA

Main Office

959 E Park Dr, Harrisburg, PA, 17111-2810

8:30 to 5:00 M-F

MainDrive-thru

Jonestown Road

5137 Jonestown Rd, Harrisburg, PA, 17112-2924

8:30 to 5:00 M-F 8:30 to 1:00 Sat

Drive-thru

Palmyra

1220 E Main St, Palmyra, PA, 17078-9505

8:30 to 5:00 M-F

Drive-thru

FISERV

255 Fiserv Dr, Brookfield, WI, 53045

24/7

Burnham

101 1st Ave, Burnham, PA, 17009

Monday to Friday 8:30 to 4:30

Drive-thru

Derry Street

5050 Derry St, Harrisburg, PA, 17111-5606

Monday-Friday 8:30 to 4:30

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.