🏦Bank Scorer

PENNSTAR

Hermitage, PA · Federal Credit Union · Chartered in PA

Well Capitalized

Who can join

Community / multiple bond

Charter #13760Est. 1960RSSD: 552282

Members

4,044

Net Worth Ratio

15.56%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$58.1M

Peer Group 4

Members

4,044

as of latest quarter

Net Worth Ratio

15.56%

Well Capitalized

Institution Profile

NCUA

Address

4139 E State St, Hermitage, PA 16148-3402

Chartered

1960

Branch Locations

3 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$58.1M

Total Shares

$48.9M

Total Loans

$17.8M

Net Income

$94K

Net Worth Ratio

15.56%

≥7% = Well Capitalized

Members

4,044

Return on Assets

0.16%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.70%

$125K

Loan-to-share ratio: 36.5%· healthy range 60–80%

Branch Locations

NCUA

Pennstar Federal

4139 E State St, Hermitage, PA, 16148-3402

9:00 a.m. - 5:00 p.m. MON TUE WEDNES 9:00 a.m.- 6:00 p.m. THUR FRI

MainATMDrive-thru

Galaxy Federal Credit Union

1313 Liberty St, Franklin, PA, 16323

Monday-Thursday 9:00am-4:30pm Friday 9:00am-6:30pm

Pennstar Federal Credit Union

139 N Diamond St, Mercer, PA, 16137

9:00 a.m. - 5:00 p.m.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.