PEARL MUNICIPAL
Pearl, MS · Federal Credit Union · Chartered in MS
Who can join
Community — open geographic area
Members
711
Net Worth Ratio
26.63%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$2.0M
Peer Group 1
Members
711
as of latest quarter
Net Worth Ratio
26.63%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$2.0M
Total Shares
$1.4M
Total Loans
$1.5M
Net Income
$6K
Net Worth Ratio
26.63%
≥7% = Well Capitalized
Members
711
Return on Assets
0.32%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.59%
$9K
Loan-to-share ratio: 108.1%· healthy range 60–80%
Branch Locations
NCUAPearl Municipal Fed Credit Union
2420 Old Brandon Rd, Pearl, MS, 39208-4601
No set hours
Pearl Municipal Fed Credit Union
2878 Teasley Dr, Pearl, MS, 39208-5840
No set hours
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/pearl-municipal" target="_blank" rel="noopener">View PEARL MUNICIPAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.