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PEAR ORCHARD

Beaumont, TX · Federal Credit Union · Chartered in TX

LICU MDIWell Capitalized

Who can join

Community / multiple bond

Charter #17105Est. 1965RSSD: 234887

Members

315

Net Worth Ratio

23.78%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$890K

Peer Group 1

Members

315

as of latest quarter

Net Worth Ratio

23.78%

Well Capitalized

Institution Profile

NCUA

Address

3390 Sarah St, Beaumont, TX 77705-3022

Chartered

1965

Branch Locations

1 location

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$890K

Total Shares

$677K

Total Loans

$379K

Net Worth Ratio

23.78%

≥7% = Well Capitalized

Members

315

Delinquency Rate (60d+)

29.57%

$112K

Loan-to-share ratio: 56.0%· healthy range 60–80%

Branch Locations

NCUA

Main Office

3390 Sarah St, Beaumont, TX, 77705-3022

Monday-Friday 1-5 pm Tuesday 6-8 pm Saturday 4-6 pm Sunday 7-12

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.