🏦Bank Scorer

PATRIOT

Chambersburg, PA · Federal Credit Union · Chartered in PA

LICUWell Capitalized

Who can join

Employee group

Charter #16574Est. 1965RSSD: 630984

Members

81,733

Net Worth Ratio

11.35%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.33B

Peer Group 6

Members

81,733

as of latest quarter

Net Worth Ratio

11.35%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 778, Chambersburg, PA 17201-3810

Chartered

1965

Branch Locations

13 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.33B

Total Shares

$1.19B

Total Loans

$960.2M

Net Worth Ratio

11.35%

≥7% = Well Capitalized

Members

81,733

Delinquency Rate (60d+)

0.13%

$1.2M

Loan-to-share ratio: 81.0%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

800 Wayne Ave, Chambersburg, PA, 17201-3810

Lobby: M-W, 8:30 a.m. - 4:30 p.m., Thurs. 8:30 a.m.-4:30 p.m., Fri. 8:30 a.m.-7:00 p.m., Sat. 8:30 a.m.-Noon Drive-Up: M-W, 8 a

MainATM

Corporate Center

800 Wayne Ave, Chambersburg, PA, 17201

Monday - Friday: 8:00 a.m.-4:30 p.m.

Waynesboro Financial Services Center

10933 Buchanan Trl E, Waynesboro, PA, 17268

Lobby: M-W, 8:30am-4:30pm, M-Thurs. 8:30am-4:30pm, Fri 8:30am-7pm, Sat. 8:30am-Noon Drive Up: M-W 8am-6pm, Thurs. 8am-7pm, Fri

ATMDrive-thru

Federal Street

140 S Federal St, Chambersburg, PA, 17201

Lobby & Drive-Up: M-Wed. 8:30am-4:30pm, Th-Fri. 8:30am-7pm, Sat. 8:30am-Noon

ATMDrive-thru

North Pointe Office

18721 Longmeadow Rd, Hagerstown, MD, 21742

Lobby: M-Thur 8:30 am - 4:30 pm, Fri. 8:30 am - 7:oo pm, Sat. 9am-Noon Drive Up Hours: Mon-Wed 8:30 am - 6:00 pm, Thur - Fri

ATMDrive-thru

CASHS Student Branch

511 S 6th St, Chambersburg, PA, 17201

11:00am - 1:00pm* *When school is open

ATM

Gateway Avenue Office

488 Gateway Ave, Chambersburg, PA, 17201

Lobby HoursMon-Thur 8:30 am ? 5:00 pmFri 8:30 am ? 7:00 pmSat 8:30 am ? 12:00 pmDrive-Up HoursMon-Thur 8:30 am ? 5:00 pmFri 8:30 am ? 7:00 pmSat 8:30 am ? 12:00 pm

ATMDrive-thru

Lincoln Highway East

1536 Lincoln Way E, Chambersburg, PA, 17202

BranchM-F 10AM - 6:30PMSAT 8AM - 1PMDrive Thru M-F 7AM - 7PMSAT 7AM - 3PM

ATMDrive-thru

Robinwood

11067 Robinwood Dr, Hagerstown, MD, 21742-6793

Monday ? Thursday 8:30 AM ? 5:30 PM Friday 8:30 AM ? 7:00 PM Saturday 8:30 AM ? 1:00 PM

ATMDrive-thru

Ballenger Creek Branch

5099 Corporate Dr, Frederick, MD, 21703

Lobby & Drive Thru Hours: Monday-Thursday 8:30am-5:30pm Friday 8:30am-7:00pm Saturday 8:30am-1:00pm Sunday Closed

ATMDrive-thru

3 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/patriot" target="_blank" rel="noopener">View PATRIOT on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.