🏦Bank Scorer

PALISADES

Pearl River, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Employer / occupational group

Charter #4480Est. 1941RSSD: 201973

Members

12,265

Net Worth Ratio

9.21%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$207.0M

Peer Group 5

Members

12,265

as of latest quarter

Net Worth Ratio

9.21%

Well Capitalized

Institution Profile

NCUA

Address

1 Blue Hill Plz, P.O. Box 1529, Pearl River, NY 10965-3104

Chartered

1941

Branch Locations

4 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$207.0M

Total Shares

$184.3M

Total Loans

$162.8M

Net Worth Ratio

9.21%

≥7% = Well Capitalized

Members

12,265

Delinquency Rate (60d+)

0.73%

$1.2M

Loan-to-share ratio: 88.3%· healthy range 60–80%

Branch Locations

NCUA

Pearl River

1 Blue Hill Plz, Pearl River, NY, 10965-3104

8:00-4:30 Monday -Friday

MainATM

Nanuet

240 E Route 59, Nanuet, NY, 10954-2905

9:00 - 5:00 Monday - Friday 9:00 - 1:00 Saturday

ATM

New City

244 S Main St, New City, NY, 10956-3318

9:00 - 5:00 Monday - Friday 9:00 - 1:00 Saturday

ATMDrive-thru

Orangeburg

16 Orangetown Shopping Ctr, Orangeburg, NY, 10962

M-F 9am - 5 pm S 9am - 1pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/palisades" target="_blank" rel="noopener">View PALISADES on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.