PACIFIC HORIZON
Springville, UT · State Credit Union · Chartered in UT
Who can join
Type 99
Members
8,664
Net Worth Ratio
9.09%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$141.6M
Peer Group 5
Members
8,664
as of latest quarter
Net Worth Ratio
9.09%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$141.6M
Total Shares
$128.2M
Total Loans
$108.8M
Net Worth Ratio
9.09%
≥7% = Well Capitalized
Members
8,664
Delinquency Rate (60d+)
1.37%
$1.5M
Loan-to-share ratio: 84.9%· healthy range 60–80%
Branch Locations
NCUASpringville Branch
96 E Center St, Springville, UT, 84663
Monday- Friday 9-6
Spanish Fork Branch
375 E 300 S, Spanish Fork, UT, 84660
Monday - Friday 9-6
Payson Branch
191 S 100 W, Payson, UT, 84651
Monday-Friday 9-6
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/pacific-horizon" target="_blank" rel="noopener">View PACIFIC HORIZON on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.