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ONTARIO SHORES

Newfane, NY · Federal Credit Union · Chartered in NY

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #14462Est. 1961RSSD: 363385
Compare

Members

11,833

Net Worth Ratio

10.73%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$201.9M

Peer Group 5

Members

11,833

as of latest quarter

Net Worth Ratio

10.73%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 9, Newfane, NY 14108-0009

Chartered

1961

Branch Locations

5 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$201.9M

Total Shares

$179.4M

Total Loans

$90.7M

Net Income

$494K

Net Worth Ratio

10.73%

≥7% = Well Capitalized

Members

11,833

Return on Assets

0.24%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.84%

$759K

Loan-to-share ratio: 50.6%· healthy range 60–80%

Branch Locations

NCUA

Ontario Shores FCU Newfane

2890 Transit Rd, Newfane, NY, 14108-9740

Monday - Tuesday 9:00 - 4:30 Wednesday - Friday 9:00 - 5:00

MainATMDrive-thru

Ontario Shores FCU Medina

4200 Salt Works Rd, Medina, NY, 14103-9579

Monday - Wednesday 9:00 - 4:30 Thursday - Friday 9:00 - 5:00

ATMDrive-thru

Newfane High School Branch

1 Panther Dr, Newfane, NY, 14108

2:30-3:30 on Tuesdays

Ontario Shores FCU Pendleton

6411 Campbell Blvd, Lockport, NY, 14094

M-F 8:30 - 5:00

ATMDrive-thru

Ontario Shores FCU Lewiston

4061 Creek Rd, Youngstown, NY, 14174

Mon ? Wed: 10am ? 4pm Thur and Fri: 10am ? 4:30pm Closed Wednesday in July and August

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

View HMDA data on CFPB →Search mortgage lenders →

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

View all on CFPB →File NCUA complaint →

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.