ONEIDA COUNTY
Utica, NY · Federal Credit Union · Chartered in NY
Who can join
Community — open geographic area
Members
1,488
Net Worth Ratio
12.13%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$13.8M
Peer Group 3
Members
1,488
as of latest quarter
Net Worth Ratio
12.13%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$13.8M
Total Shares
$12.1M
Total Loans
$4.5M
Net Worth Ratio
12.13%
≥7% = Well Capitalized
Members
1,488
Delinquency Rate (60d+)
0.00%
$217
Loan-to-share ratio: 37.1%· healthy range 60–80%
Branch Locations
NCUAOneida County Federal Federal Credit Union
800 Park Ave, Utica, NY, 13501
9:00 to 4:00 Monday thru Friday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/oneida-county" target="_blank" rel="noopener">View ONEIDA COUNTY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.