🏦Bank Scorer

ONE DETROIT

Detroit, MI · State Credit Union · Chartered in MI

LICU MDIWell Capitalized

Who can join

State government employees (special charter)

Charter #61495Est. 1935RSSD: 85799

Members

12,460

Net Worth Ratio

21.70%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$65.0M

Peer Group 4

Members

12,460

as of latest quarter

Net Worth Ratio

21.70%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 32584, Detroit, MI 48232

Chartered

1935

Branch Locations

4 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$65.0M

Total Shares

$49.1M

Total Loans

$35.9M

Net Worth Ratio

21.70%

≥7% = Well Capitalized

Members

12,460

Delinquency Rate (60d+)

1.52%

$546K

Loan-to-share ratio: 73.1%· healthy range 60–80%

Branch Locations

NCUA

One Detroit Credit Union

630 Howard St, Detroit, MI, 48226

M, TH,FRI 9:30am to 4:30pm Tues and Wednes 10:00am to 4:30pm

MainATM

Highland Park

15123 Woodward Ave, Highland Park, MI, 48203-2907

Mon,Tuesday and Thursday 9:00am to 5:00pm Wednesday 11:00am to 5:00pm Fri 9:00am 6:00pm

ATM

Eastside

14740 Mack Ave, Detroit, MI, 48215

Monday Tuesday and Thursday 9:00am to 5:00pm Wednesday 11:00am to 5:00pm Friday 9:00am to 6:pm

ATM

Inkster

2025 Middlebelt Rd, Inkster, MI, 48141

Monday to Friday 9:00 am to 5:00 pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.