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OMNI COMMUNITY

Battle Creek, MI · State Credit Union · Chartered in MI

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #60105Est. 1952RSSD: 554099

Members

47,012

Net Worth Ratio

16.10%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$652.6M

Peer Group 6

Members

47,012

as of latest quarter

Net Worth Ratio

16.10%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 1537, Battle Creek, MI 49016

Chartered

1952

Branch Locations

12 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$652.6M

Total Shares

$547.3M

Total Loans

$363.0M

Net Worth Ratio

16.10%

≥7% = Well Capitalized

Members

47,012

Delinquency Rate (60d+)

0.50%

$1.8M

Loan-to-share ratio: 66.3%· healthy range 60–80%

Branch Locations

NCUA

Capital

3141 Capital Ave SW, Battle Creek, MI, 49015

Mon - Thur: 9-5Fri: 9-5:30Sat 9-12

MainATMDrive-thru

Roosevelt

220 Roosevelt Ave E, Battle Creek, MI, 49037

Mon-Thurs: 9-5 Fri: 9-5:30

ATMDrive-thru

Ft Custer

4150 W Dickman Rd, Springfield, MI, 49037

Mon-Thurs: 9-5Fri: 9-5:30

ATMDrive-thru

Kalamazoo

6622 W Main St, Kalamazoo, MI, 49009

Mon-Thurs: 9-5Fri: 9-5:30

ATMDrive-thru

Three Rivers

15425 Broadway Rd, Three Rivers, MI, 49093

Mon-Thur: 9-5 Fri: 9-5:30

ATMDrive-thru

Denso

1 Denso Rd, Battle Creek, MI, 49037

Mon - Fri 8:30 - 5:00

ATM

Milwood

1609 E Cork St, Kalamazoo, MI, 49001

Mon-Thur: 9-5Fri: 9-5:30

ATMDrive-thru

Centreville

676 E Main St, Centreville, MI, 49032

Mon-Thurs: 9-5Fri: 9-5:30

ATMDrive-thru

White Pigeon

114 E Chicago Rd, White Pigeon, MI, 49099

Mon-Thur: 9-5Fri: 9-5:30

ATMDrive-thru

Colon

123 E State St, Colon, MI, 49040

Mon-Thur: 9-5Fri: 9-5:30

ATMDrive-thru

2 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.