🏦Bank Scorer

OLD WEST

John Day, OR · Federal Credit Union · Chartered in OR

LICUWell Capitalized

Who can join

Employee group

Charter #12012Est. 1957RSSD: 70889

Members

15,720

Net Worth Ratio

11.79%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$320.5M

Peer Group 5

Members

15,720

as of latest quarter

Net Worth Ratio

11.79%

Well Capitalized

Institution Profile

NCUA

Address

650 W Main St, John Day, OR 97845

Chartered

1957

Branch Locations

9 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$320.5M

Total Shares

$280.9M

Total Loans

$194.5M

Net Worth Ratio

11.79%

≥7% = Well Capitalized

Members

15,720

Delinquency Rate (60d+)

1.56%

$3.0M

Loan-to-share ratio: 69.2%· healthy range 60–80%

Branch Locations

NCUA

John Day Branch

650 W Main St, John Day, OR, 97845

10AM to 530PM M-F, 9AM to Noon Saturday

MainATMDrive-thru

Baker City Branch

2036 Broadway St, Baker City, OR, 97814-3342

10AM to 530PM M-F

ATMDrive-thru

Pendleton Branch

301 S Main St, Pendleton, OR, 97801-2245

10AM to 530 PM M-F

ATMDrive-thru

Hermiston Branch

1739 N 1st St, Hermiston, OR, 97838

10AM to 530 PM, M-F

ATMDrive-thru

Prairie City Branch

162 NW Front St, Prairie City, OR, 97869-2063

10-5 M-F

ATMDrive-thru

Burns Branch

937 Oregon Ave, Burns, OR, 97720-2309

10:00AM to 5:30PM, Monday-Friday

ATMDrive-thru

La Grande Branch

3 Depot St, La Grande, OR, 97850

10AM to 5:30PM M-F

ATMDrive-thru

Union Branch

539 S Main St, Union, OR, 97883

10am to 530pm

ATMDrive-thru

Enterprise

106 SW 1st St, Enterprise, OR, 97828-1202

830 to 530 M-F

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.