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OLD OCEAN

Sweeny, TX · Federal Credit Union · Chartered in TX

Well Capitalized

Who can join

Occupational / employer group

Charter #6175Est. 1949RSSD: 710587

Members

3,017

Net Worth Ratio

19.76%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$42.0M

Peer Group 3

Members

3,017

as of latest quarter

Net Worth Ratio

19.76%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 867, Sweeny, TX 77480

Chartered

1949

Branch Locations

1 location

Membership Eligibility

Occupational / employer group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$42.0M

Total Shares

$33.4M

Total Loans

$15.1M

Net Income

$198K

Net Worth Ratio

19.76%

≥7% = Well Capitalized

Members

3,017

Return on Assets

0.47%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.15%

$23K

Loan-to-share ratio: 45.2%· healthy range 60–80%

Branch Locations

NCUA

OLD OCEAN FEDERAL CREDIT UNION

PO Box 867, Sweeny, TX, 77480

M - F - 9:00 AM - 5:00 PM

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.