OCEAN FINANCIAL
Oceanside, NY · Federal Credit Union · Chartered in NY
Who can join
Community / multiple bond
Members
14,135
Net Worth Ratio
8.21%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$401.5M
Peer Group 5
Members
14,135
as of latest quarter
Net Worth Ratio
8.21%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$401.5M
Total Shares
$375.7M
Total Loans
$292.8M
Net Worth Ratio
8.21%
≥7% = Well Capitalized
Members
14,135
Delinquency Rate (60d+)
1.15%
$3.4M
Loan-to-share ratio: 77.9%· healthy range 60–80%
Branch Locations
NCUAOceanside
45 Atlantic Ave, Oceanside, NY, 11572-2035
M 9AM- 5PM Tue-Thur 9AM - 3PM Fri 9AM - 7Pm Sat 9 AM- Noon
Seaford
4050 Merrick Rd, Seaford, NY, 11783
M-Thur 9 AM - 3 PM Fri 9 AM - 7 PM Sat 9 AM - noon
Morris Ave Back Office
21 Morris Ave, Rockville Centre, NY, 11570-5336
Molloy University
1000 Hempstead Ave, Rockville Centre, NY, 11570-1135
M-Th, Teller hours 9am-2pm MSR hours 9am-4pm
Mercy Hospital
1000 N Village Ave, Rockville Centre, NY, 11570
Monday - Friday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/ocean-financial" target="_blank" rel="noopener">View OCEAN FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.