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NRS COMMUNITY DEVELOPMENT

Birmingham, AL · Federal Credit Union · Chartered in AL

LICU MDIWell Capitalized

Who can join

Employer / occupational group

Charter #24583Est. 1996RSSD: 2507491

Members

923

Net Worth Ratio

14.31%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.3M

Peer Group 1

Members

923

as of latest quarter

Net Worth Ratio

14.31%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 130520, Birmingham, AL 35213

Chartered

1996

Branch Locations

2 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.3M

Total Shares

$1.1M

Total Loans

$543K

Net Worth Ratio

14.31%

≥7% = Well Capitalized

Members

923

Delinquency Rate (60d+)

32.73%

$178K

Loan-to-share ratio: 48.1%· healthy range 60–80%

Branch Locations

NCUA

MAIN OFFICE

7400 LONDON AVE, BIRMINGHAM, AL, 35206

11:00 - 4:00 PM MON - FRI AFTER 11AM WORSHIP - SUNDAY

Main

shared cooperative Services

615 Channelside Dr, Tampa, FL, 33602

CU hours

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.