🏦Bank Scorer

NOVA

Charlotte, NC · State Credit Union · Chartered in NC

LICUWell Capitalized

Who can join

Type 99

Charter #63425Est. 1934RSSD: 574396

Members

11,107

Net Worth Ratio

17.58%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$120.6M

Peer Group 5

Members

11,107

as of latest quarter

Net Worth Ratio

17.58%

Well Capitalized

Institution Profile

NCUA

Address

3601 Mulberry Church Rd, Charlotte, NC 28208

Chartered

1934

Branch Locations

6 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$120.6M

Total Shares

$100.2M

Total Loans

$76.9M

Net Worth Ratio

17.58%

≥7% = Well Capitalized

Members

11,107

Delinquency Rate (60d+)

0.10%

$77K

Loan-to-share ratio: 76.7%· healthy range 60–80%

Branch Locations

NCUA

Nova Credit Union

3601 Mulberry Church Rd, Charlotte, NC, 28208

9:00 am to 5:00 pm

MainDrive-thru

Nova Credit Union

4817 W Market St, Greensboro, NC, 27407-1403

9:00 am to 5:00 pm

Drive-thru

Nova Credit Union

1022 11th Avenue Blvd SE, Hickory, NC, 28602

9:00 am to 5:00 pm

Drive-thru

Jack Henry Outlink Services

10910 W 87th St, Lenexa, KS, 66214

9:00 to 5:00

ATM

Nova Credit Union

275 Branchview Dr SE, Concord, NC, 28025

9am to 5pm

ATMDrive-thru

Nova Credit Union

169 Dale Earnhardt Blvd, Kannapolis, NC, 28081

9am to 5pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.