🏦Bank Scorer

NORTH TOWNS

Clarence, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Employer / occupational group

Charter #9812Est. 1954RSSD: 917283

Members

3,034

Net Worth Ratio

9.61%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$49.2M

Peer Group 3

Members

3,034

as of latest quarter

Net Worth Ratio

9.61%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 657, Clarence, NY 14031

Chartered

1954

Branch Locations

2 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$49.2M

Total Shares

$44.4M

Total Loans

$28.7M

Net Worth Ratio

9.61%

≥7% = Well Capitalized

Members

3,034

Delinquency Rate (60d+)

0.16%

$47K

Loan-to-share ratio: 64.7%· healthy range 60–80%

Branch Locations

NCUA

North Towns FCU

9145 Sheridan Dr, Clarence, NY, 14031

Mon - Wed 9:30am - 4:30pm Thurs 9:00am - 5:00pm Fri 9:00am - 6:00pm NO Saturday Hours at Present

Main

Clarence High School

9625 Main St, Clarence, NY, 14031

Wed 10:00am - 2:00pm

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/north-towns" target="_blank" rel="noopener">View NORTH TOWNS on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.