NORTH STAR COMMUNITY
Cherokee, IA · State Credit Union · Chartered in IA
Who can join
State government employees (special charter)
Members
12,254
Net Worth Ratio
9.32%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$156.5M
Peer Group 5
Members
12,254
as of latest quarter
Net Worth Ratio
9.32%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$156.5M
Total Shares
$140.6M
Total Loans
$113.5M
Net Income
$-96,584
Net Worth Ratio
9.32%
≥7% = Well Capitalized
Members
12,254
Return on Assets
-0.06%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.46%
$518K
Loan-to-share ratio: 80.7%· healthy range 60–80%
Branch Locations
NCUACherokee Main Office
1207 North 2nd Street, Cherokee, IA, 51012
Monday - Thursday, 9:00am - 5:00pm; Friday, 9:00am - 6:00pm.
Ida Grove Branch
216 Moorehead Ave, Ida Grove, IA, 51445
Monday - Thursday, 9:00am - 5:00pm; Friday, 9:00am - 6:00pm.
Sheldon Office
101 N Runger Ste C, Sheldon, IA, 51201
Monday - Friday, 9:00am - 5:00pm.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/north-star-community-ia" target="_blank" rel="noopener">View NORTH STAR COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.