NORTH ALABAMA EDUCATORS
Huntsville, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
10,854
Net Worth Ratio
7.94%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$142.7M
Peer Group 5
Members
10,854
as of latest quarter
Net Worth Ratio
7.94%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$142.7M
Total Shares
$132.1M
Total Loans
$54.8M
Net Worth Ratio
7.94%
≥7% = Well Capitalized
Members
10,854
Delinquency Rate (60d+)
0.28%
$154K
Loan-to-share ratio: 41.5%· healthy range 60–80%
Branch Locations
NCUAMain Office
2309 Whitesburg Dr SE, Huntsville, AL, 35801-3819
8:30 AM - 5:00 PM M-F
Sparkman Branch
2100 Sparkman Dr NW, Huntsville, AL, 35810-3818
8:30 AM - 5:00 PM M-F Drive Thru 8:00 AM to 6:00 PM Fridays
Athens Branch
107 US Highway 31 S, Athens, AL, 35611
8:30 AM - 5:00 PM M-F Drive Thru 8:00 AM - 6:00 PM Fridays
Madison Branch
7559 Highway 72 W Ste 114, Madison, AL, 35758-8816
8:30 AM - 5:00 PM M-F Closed for lunch each day 1:15 PM to 2;15 PMFriday Drive Thru 8:00 AM to 5:30 PM
EPL, Inc. / VISIFI
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242-4879
8:00 AM - 5:00 PM M-F
Rocket City FCU
2200 Clinton Ave W, Huntsville, AL, 35805-3000
8:00 AM to 5:00 PM M-F
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/north-alabama-educators" target="_blank" rel="noopener">View NORTH ALABAMA EDUCATORS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.