NIAGARA'S CHOICE
Niagara Falls, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
21,796
Net Worth Ratio
10.73%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$263.7M
Peer Group 5
Members
21,796
as of latest quarter
Net Worth Ratio
10.73%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$263.7M
Total Shares
$237.9M
Total Loans
$150.6M
Net Worth Ratio
10.73%
≥7% = Well Capitalized
Members
21,796
Delinquency Rate (60d+)
0.70%
$1.0M
Loan-to-share ratio: 63.3%· healthy range 60–80%
Branch Locations
NCUAPackard Road
3619 Packard Rd, Niagara Falls, NY, 14303-2224
Monday-Friday 8:30am-5:00pm Saturday 8:30am-12:00pm
North Tonawanda
3577 Niagara Falls Blvd, North Tonawanda, NY, 14120
Monday-Friday 8:30am-5:00pm Saturday 8:30am-12:00pm
Sawyer Drive
2131 Sawyer Dr, Niagara Falls, NY, 14304
Monday-Friday 8:30am-5:00pm
Lockport office
260 West Ave, Lockport, NY, 14094
Monday-Friday 8:30am - 5:00 pm Saturday Drive-Thru ONLY 8:30am - 12:00pm
Main St office
900 Main St, Niagara Falls, NY, 14301
Monday-Friday 9:00am - 5:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/niagaras-choice" target="_blank" rel="noopener">View NIAGARA'S CHOICE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.