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NIAGARA REGIONAL

North Tonawanda, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Employee group

Charter #3285Est. 1939RSSD: 632670

Members

239,300

Net Worth Ratio

8.31%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$39.8M

Peer Group 3

Members

239,300

as of latest quarter

Net Worth Ratio

8.31%

Well Capitalized

Institution Profile

NCUA

Address

1285 Erie Ave, North Tonawanda, NY 14120

Chartered

1939

Branch Locations

2 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$39.8M

Total Shares

$36.4M

Total Loans

$24.2M

Net Worth Ratio

8.31%

≥7% = Well Capitalized

Members

239,300

Delinquency Rate (60d+)

0.21%

$50K

Loan-to-share ratio: 66.7%· healthy range 60–80%

Branch Locations

NCUA

Niagara Regional FCU

1285 Erie Ave, North Tonawanda, NY, 14120

M-W 9-4 Th-F 8:30-5

MainATMDrive-thru

North Tonawanda HS

405 Meadow Dr, North Tonawanda, NY, 14120

Before school and after school

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.