NIAGARA REGIONAL
North Tonawanda, NY · Federal Credit Union · Chartered in NY
Who can join
Employee group
Members
239,300
Net Worth Ratio
8.31%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$39.8M
Peer Group 3
Members
239,300
as of latest quarter
Net Worth Ratio
8.31%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$39.8M
Total Shares
$36.4M
Total Loans
$24.2M
Net Worth Ratio
8.31%
≥7% = Well Capitalized
Members
239,300
Delinquency Rate (60d+)
0.21%
$50K
Loan-to-share ratio: 66.7%· healthy range 60–80%
Branch Locations
NCUANiagara Regional FCU
1285 Erie Ave, North Tonawanda, NY, 14120
M-W 9-4 Th-F 8:30-5
North Tonawanda HS
405 Meadow Dr, North Tonawanda, NY, 14120
Before school and after school
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/niagara-regional" target="_blank" rel="noopener">View NIAGARA REGIONAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.