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NEW DIRECTIONS COMMUNITY

Franklin, PA · State Credit Union · Chartered in PA

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #65356Est. 1974RSSD: 81090

Members

5,781

Net Worth Ratio

14.46%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$40.8M

Peer Group 3

Members

5,781

as of latest quarter

Net Worth Ratio

14.46%

Well Capitalized

Institution Profile

NCUA

Address

777 Allegheny Blvd, Franklin, PA 16323

Chartered

1974

Branch Locations

3 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$40.8M

Total Shares

$34.8M

Total Loans

$26.0M

Net Worth Ratio

14.46%

≥7% = Well Capitalized

Members

5,781

Delinquency Rate (60d+)

0.58%

$151K

Loan-to-share ratio: 74.7%· healthy range 60–80%

Branch Locations

NCUA

New Directions Community Credit Union

777 Allegheny Blvd, Franklin, PA, 16323

Monday - Thursday 9:00am to 4:30pm, Friday 9:00am to 5:30pm

MainATMDrive-thru

New Directions Community Credit Union

25 E 1st St, Oil City, PA, 16301

Monday - Thursday 9:00am to 4:30pm, Friday 9:00am to 5:30pm

ATMDrive-thru

New Directions Community Credit Union

206 S Martin St, Titusville, PA, 16354

Monday - Thursday 9:00am to 4:30pm, Friday 9:00am to 5:30pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.