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NECHES

Port Neches, TX · Federal Credit Union · Chartered in TX

Well Capitalized

Who can join

Type 66

Charter #7916Est. 1952RSSD: 542180

Members

82,912

Net Worth Ratio

14.65%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.19B

Peer Group 6

Members

82,912

as of latest quarter

Net Worth Ratio

14.65%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 1118, Port Neches, TX 77651

Chartered

1952

Branch Locations

11 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.19B

Total Shares

$1.01B

Total Loans

$882.9M

Net Worth Ratio

14.65%

≥7% = Well Capitalized

Members

82,912

Delinquency Rate (60d+)

0.12%

$1.1M

Loan-to-share ratio: 87.5%· healthy range 60–80%

Branch Locations

NCUA

Administration Office

676 Magnolia Ave, Port Neches, TX, 77651

Lobby Hours Monday-Thursday 9:00AM to 5:00PM Friday 9:00AM to 6:00PM Drive-Thru Hours Monday-Thursday 7:00AM to 5:00PM Friday 7:00AM-6:00PM

MainATMDrive-thru

Nall Branch

2239 Nall St, Port Neches, TX, 77651-4207

Lobby Hours Monday?Thursday 9:00 AM to 5:00 PM Friday 9:00 AM to 6:00 PM Drive-Thru Hours Monday-Thursday 7:00 am to 5:00 pm Friday 7:00 am to 6:00 pm Saturday 7:00 am to 10:00 am

ATMDrive-thru

Nederland Branch

2623 Nederland Ave, Nederland, TX, 77627

Lobby Hours Monday?Thursday 9:00 AM to 5:00 PM Friday 9:00 AM to 6:00 PM Drive-Thru Hours Monday?Thursday 7:00 AM to 5:00 PM Friday 7:00 am to 6:00 pm Saturday 7:00 am to 10:00 am

ATMDrive-thru

Dowlen Branch

1955 Dowlen Rd, Beaumont, TX, 77706-3330

Lobby Hours Monday?Thursday 9:00 AM to 5:00 PM Friday 9:00 AM to 6:00 PM Saturday 7:00 AM to 10:00 AM Drive-Thru Hours Monday -Thursday 7:00 AM to 5:00 PM Friday 7:00 AM to 6:00 PM Saturday 7:00 AM to 10:00 AM

ATMDrive-thru

Pearl Branch

1254 Pearl St, Beaumont, TX, 77701

Lobby Hours: Monday thru Thursday 9 a.m. to 5 p.m., Friday 9 a.m. to 6 p.m. Drive Thru Hours: Monday thru Thursday 7 a.m. to 5 p.m. Friday 7:00 am to 6:00 pm

ATMDrive-thru

Nederland High School Branch

220 N 17th St, Nederland, TX, 77627-5029

Monday thru Friday 7:45 a.m. - 3:30 p.m.

ATM

Port Neches-Groves High School Branch

1401 Merriman St, Port Neches, TX, 77651

Monday thru Friday 7:30 a.m. - 3:30 p.m.

ATM

Lumberton

299 Country Lane Dr, Lumberton, TX, 77657

Lobby Hours Monday-Thursday 9am-5:00pm Friday 9am-6pm Drive Thru Hours Monday-Thursday 7am-5:00pm Friday 7am-6pm Saturday 7am-10:00 am

ATMDrive-thru

Lumberton High School Branch

103 S LHS Dr, Lumberton, TX, 77657

7:45am-3:45pm

ATM

Bridge City Branch

410 Texas Ave, Bridge City, TX, 77611

Lobby Hours Monday-Thursday 9:00AM to 5:00PM Friday 9:00AM to 6:00PM Drive-Thru Hours Monday-Thursday 7:00AM to 5:00PM Friday 7:00AM-6:00PM

ATMDrive-thru

1 more location not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.