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NAVIGATOR

Pascagoula, MS · Federal Credit Union · Chartered in MS

LICUWell Capitalized

Who can join

Multiple / other

Charter #24954Est. 1939RSSD: 751692

Members

47,480

Net Worth Ratio

17.90%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$398.8M

Peer Group 5

Members

47,480

as of latest quarter

Net Worth Ratio

17.90%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 1647, Pascagoula, MS 39568-1647

Chartered

1939

Branch Locations

13 locations

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$398.8M

Total Shares

$322.1M

Total Loans

$269.4M

Net Income

$1.6M

Net Worth Ratio

17.90%

≥7% = Well Capitalized

Members

47,480

Return on Assets

0.41%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.37%

$1.0M

Loan-to-share ratio: 83.7%· healthy range 60–80%

Branch Locations

NCUA

Moss Point Branch

6012 Highway 63, Moss Point, MS, 39563

9:00 to 5:00 Monday - Friday 9:00 to 1:00 Saturday

MainATMDrive-thru

Gautier Branch

1850 Highway 90, Gautier, MS, 39553

9:00 to 5:00 Monday - Friday 9:00 to 1:00 Saturday

ATMDrive-thru

IT Building

1870 Highway 90, Gautier, MS, 39553

6:30 am to 5:00 pm

Ocean Springs Branch

3811 Bienville Blvd, Ocean Springs, MS, 39564

9:00 to 5:00 Monday - Friday 9:00 to 1:00 Saturday

ATMDrive-thru

Hurley Branch

7305 Highway 614, Moss Point, MS, 39562

Monday through Friday 9:00 am to 5:00 pm.

ATMDrive-thru

Midtown

1950 Government St, Mobile, AL, 36606-1634

9:00 to 5:00 Monday - Friday

ATMDrive-thru

Daphne

28520 US Highway 98, Daphne, AL, 36526-7066

Monday-Friday 9:00 to 5:00Saturday 9:00 to 1:00

ATMDrive-thru

Cottage Hill

5229 Cottage Hill Rd, Mobile, AL, 36609

Monday - Friday 9:00 to 5:00Saturday 9:00 to 1:00

ATMDrive-thru

Gulfport Branch

11281 Highway 49, Gulfport, MS, 39503-3396

Monday through Friday 9:00 am to 5:00 pmSaturday 9:00 am to 1:00 pm

ATMDrive-thru

Schillinger Branch

2515 Schillinger Rd South, Mobile, AL, 36695

9-5 Monday - Friday

ATMDrive-thru

3 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.