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N.J.T. EMPLOYEES

Waldwick, NJ · Federal Credit Union · Chartered in NJ

MDIWell Capitalized

Who can join

Association-based

Charter #9723Est. 1954RSSD: 910882

Members

2,517

Net Worth Ratio

11.42%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$38.7M

Peer Group 3

Members

2,517

as of latest quarter

Net Worth Ratio

11.42%

Well Capitalized

Institution Profile

NCUA

Address

7 Richard Drive, Waldwick, NJ 07463

Chartered

1954

Branch Locations

2 locations

Membership Eligibility

Association-based

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$38.7M

Total Shares

$33.9M

Total Loans

$7.1M

Net Worth Ratio

11.42%

≥7% = Well Capitalized

Members

2,517

Delinquency Rate (60d+)

0.88%

$62K

Loan-to-share ratio: 20.8%· healthy range 60–80%

Branch Locations

NCUA

NJT Employees FCU

7 Richard Dr, Waldwick, NJ, 07463-2010

Fri/10:30am-3:30pm

Main

OFF SITE

115 Summit Ave, Waldwick, NJ, 07463-2133

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.