MYUSA
Middletown, OH · Corporate Credit Union · Chartered in OH
Who can join
State government employees (special charter)
Members
18,337
Net Worth Ratio
13.95%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$355.9M
Peer Group 5
Members
18,337
as of latest quarter
Net Worth Ratio
13.95%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$355.9M
Total Shares
$285.8M
Total Loans
$173.5M
Net Income
$633K
Net Worth Ratio
13.95%
≥7% = Well Capitalized
Members
18,337
Return on Assets
0.18%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.53%
$923K
Loan-to-share ratio: 60.7%· healthy range 60–80%
Branch Locations
NCUAPlaza
3600 Towne Blvd, Middletown, OH, 45005-5543
9am - 6pm M-F 9am - 12pm Sat
Crawford
1201 Crawford St, Middletown, OH, 45044-4575
9am - 5pm M - R 9am - 6pm F 9am - 12pm Sat
Trenton
933 W State St, Trenton, OH, 45067-9690
9am - 5pm M - R 9am - 6pm F 9am - 12pm Sat
Kettering
21 W Dorothy Ln, Kettering, OH, 45429-1446
9am - 6pm M-F 9am - 1pm Sat
Vandalia
536 W National Rd, Vandalia, OH, 45377
Mon - Fri - 9:00 - 6:00 Sat - 9:00 - 1:00
Moraine
3115 S Dixie Dr, Moraine, OH, 45439-2200
9AM - 5PM M-R 9AM - 6PM F
Reynolds and Reynolds
1 Reynolds Way, Kettering, OH, 45430
9AM - 6PM M-R 9AM - 6PM F
Springfield
1620 Upper Valley Pike, Springfield, OH, 45504
9AM - 5PM M-R 9AM - 6PM F
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/myusa" target="_blank" rel="noopener">View MYUSA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.