🏦Bank Scorer

MUTUAL SAVINGS

Birmingham, AL · State Credit Union · Chartered in AL

LICUWell Capitalized

Who can join

Type 99

Charter #60501Est. 1936RSSD: 578291

Members

19,012

Net Worth Ratio

8.92%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$244.5M

Peer Group 5

Members

19,012

as of latest quarter

Net Worth Ratio

8.92%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 362045, Birmingham, AL 35236

Chartered

1936

Branch Locations

7 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$244.5M

Total Shares

$215.9M

Total Loans

$146.8M

Net Worth Ratio

8.92%

≥7% = Well Capitalized

Members

19,012

Delinquency Rate (60d+)

0.11%

$157K

Loan-to-share ratio: 68.0%· healthy range 60–80%

Branch Locations

NCUA

Valleydale

2040 Valleydale Rd, Hoover, AL, 35244-2006

8:30 to 5:00

MainATMDrive-thru

Alexander City

1030 Lee St, Alexander City, AL, 35010-2655

8:30 to 5:00

ATMDrive-thru

Clanton

1501 7th St S, Clanton, AL, 35045-8785

8:30 to 5:00

ATMDrive-thru

Pelham

3596 Pelham Pkwy, Pelham, AL, 35124-2034

8:30 to 5:00

Drive-thru

Selma

907 Medical Center Pkwy, Selma, AL, 36701-6746

8:30 to 5:00

Drive-thru

Calera

136 Marketplace Cir Ste D, Calera, AL, 35040

M - F 8:30 to 5

Brookwood

16072 Highway 216, Brookwood, AL, 35444

8:30-5:00

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.