🏦Bank Scorer

MUTUAL

Vicksburg, MS · Federal Credit Union · Chartered in MS

LICUWell Capitalized

Who can join

Multiple / other

Charter #24948Est. 1931RSSD: 960298

Members

42,421

Net Worth Ratio

13.76%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$517.3M

Peer Group 6

Members

42,421

as of latest quarter

Net Worth Ratio

13.76%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 25, Vicksburg, MS 39181

Chartered

1931

Branch Locations

11 locations

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$517.3M

Total Shares

$451.4M

Total Loans

$285.4M

Net Worth Ratio

13.76%

≥7% = Well Capitalized

Members

42,421

Delinquency Rate (60d+)

0.44%

$1.2M

Loan-to-share ratio: 63.2%· healthy range 60–80%

Branch Locations

NCUA

Mutual Credit Union

1604 Cherry St, Vicksburg, MS, 39180

8:30-5 M-T/8:30-5:30 F

MainATM

Grenada

960 J K Avent Drive, Grenada, MS, 38901

MTF 8:30-4:00

Clay Street

4210 Clay St, Vicksburg, MS, 39183-3438

8:30-5 M-T/ 8:30-5:30 F

ATMDrive-thru

South Frontage Road Branch

2086 S Frontage Rd, Vicksburg, MS, 39180

8:30-5:00M-T/8:30-5:30F

ATMDrive-thru

Raymond

503 E Main St, Raymond, MS, 39154-9700

8:30-5M-F/8:30-5:30F

ATMDrive-thru

Yazoo City Branch

1505 Grand Ave, Yazoo City, MS, 39194-2431

8:30-5 M-T/8:30-5:30F

ATMDrive-thru

Columbus

108 Alabama St, Columbus, MS, 39702-5221

8:30-5M-T/8:30-5:30F

ATMDrive-thru

Jackson Avenue

1101 Jackson Avenue, Oxford, MS, 38655

MTTRF 8:30-5:00/W 9-5

Ridgeland

325 Commerce Center Drive, Ridgeland, MS, 39157

M-T 8:30-4:30/F 8:30-5:00

Clinton

500 Clinton Center Drive, Clinton, MS, 39056

M-F 8-4

1 more location not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.