MUNICIPAL
New York, NY · State Credit Union · Chartered in NY
Who can join
Type 99
Members
640,990
Net Worth Ratio
11.93%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$5.10B
Peer Group 6
Members
640,990
as of latest quarter
Net Worth Ratio
11.93%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$5.10B
Total Shares
$4.48B
Total Loans
$3.26B
Net Worth Ratio
11.93%
≥7% = Well Capitalized
Members
640,990
Delinquency Rate (60d+)
0.99%
$32.4M
Loan-to-share ratio: 72.8%· healthy range 60–80%
Branch Locations
NCUAMCU - Cortlandt St
22 Cortlandt St, New York, NY, 10007-3107
9:00am -5:00pm
MCU - Tribeca
86 Chambers St, New York, NY, 10007-1825
Mon-Fri 8:30-4:30
MCU - Downtown Brooklyn
350 Jay St, Brooklyn, NY, 11201
Mon-Fri 8:30-4:30 Sat 9-1
MCU - South Bronx
225 E 149th St, Bronx, NY, 10451
Mon-Fri 8:00-5:00 Sat 8:30-1:30
MCU - New Dorp Beach
2626 Hylan Blvd, Staten Island, NY, 10306
Mon-Fri 8:30-4:30 Sat 9-1
MCU - Elmont
1660 Hempstead Tpke, Elmont, NY, 11003
Mon-Fri 8:30-4:30 Sat 9-1
MCU - Spring Creek
911 Erskine St, Brooklyn, NY, 11239
Mon-Fri 8:30-4:30 Sat 9-1
MCU - Georgetown
2142 Ralph Ave, Brooklyn, NY, 11234
Mon-Fri 8:30-4:30 Sat 9-1
MCU - Midwood
1560 Flatbush Ave, Brooklyn, NY, 11210
Mon-Fri 8:30-4:30 Sat 9-1
MCU - West Harlem
280 Saint Nicholas Ave, New York, NY, 10027
Mon-Fri 8:30-4:30 Sat 9-1
6 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/municipal" target="_blank" rel="noopener">View MUNICIPAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.