MTCU
Midland, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
7,306
Net Worth Ratio
12.50%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$136.2M
Peer Group 5
Members
7,306
as of latest quarter
Net Worth Ratio
12.50%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$136.2M
Total Shares
$120.5M
Total Loans
$86.2M
Net Worth Ratio
12.50%
≥7% = Well Capitalized
Members
7,306
Delinquency Rate (60d+)
0.21%
$181K
Loan-to-share ratio: 71.5%· healthy range 60–80%
Branch Locations
NCUAMTCU
1505 N Midland Dr, Midland, TX, 79703
Drive up 7:30 am to 5:30 pm Monday thru FridayDrive up 9:00 am to 12:00 noon SaturdayLobby: 9:00 am to 5:30 pm Monday and FridayLobby: 9:00 am to 5:00 pm Tuesday and ThursdayLobby: 10:00 am to 5:00 pm Wednesday
MTCU Midkiff Branch
4717 N Midkiff Rd, Midland, TX, 79705-2565
Drive Up: Monday and Friday 7:30 am to 5:30pmDrive Up: Tuesday thru Thursday 7:30 am to 5:00pmLobby: 9:00 am to 5:30 pm Monday and FridayLobby: 9:00 am to 5:00 pm Tuesday and ThursdayLobby: 10:00 am to 5:00 pm Wednesday
MTCU Big Spring Street Branch
3100 N Big Spring St, Midland, TX, 79705-5313
Drive Up: Monday and Friday 8:30 am to 5:30pmDrive Up: Tuesday thru Thursday 8:30 am to 5:00pmLobby: 9:00 am to 5:30 pm Monday and FridayLobby: 9:00 am to 5:00 pm Tuesday and ThursdayLobby: 10:00 am to 5:00 pm Wednesday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/mtcu" target="_blank" rel="noopener">View MTCU on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.