🏦Bank Scorer

MOUNTAIN LAUREL

Saint Marys, PA · Federal Credit Union · Chartered in PA

Well Capitalized

Who can join

Employer / occupational group

Charter #20053Est. 1970RSSD: 520188

Members

17,905

Net Worth Ratio

19.25%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$172.9M

Peer Group 5

Members

17,905

as of latest quarter

Net Worth Ratio

19.25%

Well Capitalized

Institution Profile

NCUA

Address

413 S Michael St, Po Box 193, Saint Marys, PA 15857

Chartered

1970

Branch Locations

6 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$172.9M

Total Shares

$139.0M

Total Loans

$78.5M

Net Worth Ratio

19.25%

≥7% = Well Capitalized

Members

17,905

Delinquency Rate (60d+)

0.05%

$39K

Loan-to-share ratio: 56.5%· healthy range 60–80%

Branch Locations

NCUA

Mountain Laurel FCU Main Office

413 S Michael St, Saint Marys, PA, 15857

Monday - Wednesday 9am-4pm Thursday 9am-5pm Friday 9am-6pm

MainDrive-thru

Mountain Laurel FCU Emporium Branch

22 W 4th St, Emporium, PA, 15834

Monday - Wednesday 9am -4pm Thursday - 9am - 4:30 pm Friday - 9am - 5pm

Mountain Laurel FCU Kane Branch

211 S Fraley St, Kane, PA, 16735

Monday - Wednesday 9am-4pm Thursday 9am-4:30pm Friday 9am-5pm

Mountain Laurel FCU Bradford Branch

135 S Kendall Ave, Bradford, PA, 16701-3617

Monday - Thursday 9am-4pm Friday 9am-5pm

Mountain Laurel FCU Port Allegany Branch

22 Church St, Port Allegany, PA, 16743

Monday, Wednesday, Thursday - 7:30am - 4pmTuesday - 7:30am - 1pmFriday - 7:30am - 4:30pm

Mountain Laurel FCU Warren 2 Branch

117 Pennsylvania Ave W, Warren, PA, 16365-2514

Monday, Tuesday, Thursday - 8am - 5pmWednesday - 8am - 1pmFriday - 8am - 6pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/mountain-laurel" target="_blank" rel="noopener">View MOUNTAIN LAUREL on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.