🏦Bank Scorer

MOUNTAIN AMERICA

Sandy, UT · Federal Credit Union · Chartered in UT

LICUWell Capitalized

Who can join

Multiple / other

Charter #24692Est. 1936RSSD: 611198

Members

1,433,256

Net Worth Ratio

9.41%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$22.66B

Peer Group 6

Members

1,433,256

as of latest quarter

Net Worth Ratio

9.41%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 2331, Sandy, UT 84091

Chartered

1936

Branch Locations

109 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$22.66B

Total Shares

$20.13B

Total Loans

$18.44B

Net Worth Ratio

9.41%

≥7% = Well Capitalized

Members

1,433,256

Delinquency Rate (60d+)

0.71%

$131.5M

Loan-to-share ratio: 91.6%· healthy range 60–80%

Branch Locations

NCUA

0152 Mountain America Center

9800 S Monroe St, Sandy, UT, 84070

Monday-Friday 8:00-5:00

Main

0008 Logan 1400 N

1425 N 200 E, Logan, UT, 84341-7503

Monday-Friday 9:00-6:00

0009 Ogden Washington Blvd

1825 Washington Blvd, Ogden, UT, 84401

Monday-Friday 9:00-6:00

0010 South Ogden 40th St

455 40th St, South Ogden, UT, 84403-1827

Monday-Friday 9:00-6:00

0012 Layton Antelope Dr

955 W Antelope Dr, Layton, UT, 84041-1634

Monday-Friday 9:00-6:00, Saturday 9:00-2:00

0015 Centerville Marketplace Dr

298 N Market Place Dr, Centerville, UT, 84014-1752

Monday-Friday 9:00-6:00, Saturday 9:00-2:00

0018 Woods Cross 500 W

1849 S 500 W, Woods Cross, UT, 84010-7468

Monday-Friday 9:00-6:00

0019 Salt Lake 700 N

1715 W 700 N, Salt Lake City, UT, 84116-1801

Monday-Friday 9:00-6:00

0025 Salt Lake State St

735 S State St, Salt Lake City, UT, 84111-3821

Monday-Friday 9:00-6:00, Saturday 9:00-2:00

0030 Salt Lake 2100 S

2070 E 2100 S, Salt Lake City, UT, 84109-1100

Monday-Friday 9:00-6:00

99 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

39 CFPB complaints on record for MOUNTAIN AMERICA FEDERAL CREDIT UNION.

DateProductIssueStateResponse

Showing 10 most recent of 39 total.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.