MOUNTAIN
Waynesville, NC · State Credit Union · Chartered in NC
Who can join
Type 99
Members
31,225
Net Worth Ratio
11.11%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$370.2M
Peer Group 5
Members
31,225
as of latest quarter
Net Worth Ratio
11.11%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$370.2M
Total Shares
$325.5M
Total Loans
$208.0M
Net Income
$441K
Net Worth Ratio
11.11%
≥7% = Well Capitalized
Members
31,225
Return on Assets
0.12%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.53%
$1.1M
Loan-to-share ratio: 63.9%· healthy range 60–80%
Branch Locations
NCUAMountain Credit Union
1700 Russ Ave, Waynesville, NC, 28786
M-Th 8:30am - 5:00pm Fri 8:30am - 5:30pm
Mountain Credit Union
30 Highway 107, Sylva, NC, 28779
M-Th 8:30am - 5:00pm Fri 8:00am - 5:30pm
Mountain Credit Union
1453 Sand Hill Rd, Candler, NC, 28715
M-Th 8:30am - 5:00pm Fri 8:30am - 5:30pm
Mountain Credit Union
3533 US 441 N, Whittier, NC, 28789-8735
M-Th 8:30am - 5:00pm Fri 8:30 - 5:30pm
Mountain Credit Union
3270 Hendersonville Rd, Fletcher, NC, 28732-9242
M-Th 8:30am - 5:00pm Fri 8:30am - 5:30pm
Mountain Credit Union
746 E Main St, Franklin, NC, 28734-2674
M-Th 8:30am - 5:00pm Fri 8:30am - 5:30pm
Mountain Credit Union
8005 NC Highway 141, Marble, NC, 28905-5520
M-Th 8:30am - 5:00pm Fri 8:30am - 5:30pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/mountain" target="_blank" rel="noopener">View MOUNTAIN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.