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MOUNT VERNON BAPTIST CHURCH

Durham, NC · State Credit Union · Chartered in NC

MDIWell Capitalized

Who can join

State government employees (special charter)

Charter #63595Est. 1948RSSD: 902298

Members

280

Net Worth Ratio

36.18%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$147K

Peer Group 1

Members

280

as of latest quarter

Net Worth Ratio

36.18%

Well Capitalized

Institution Profile

NCUA

Address

1007 S Roxboro St, Durham, NC 27707

Chartered

1948

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$147K

Total Shares

$94K

Total Loans

$9K

Net Worth Ratio

36.18%

≥7% = Well Capitalized

Members

280

Delinquency Rate (60d+)

3.08%

$269

Loan-to-share ratio: 9.3%· healthy range 60–80%

Branch Locations

NCUA

MVBC Education Bldg.

1007 S Roxboro St, Durham, NC, 27707

Wednesday 1-4pm EST Thursday 12-4pm EST

Main

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.