🏦Bank Scorer

MONTGOMERY VA

Montgomery, AL · Federal Credit Union · Chartered in AL

LICUWell Capitalized

Who can join

Community / multiple bond

Charter #5345Est. 1946RSSD: 965976

Members

729

Net Worth Ratio

12.20%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$6.0M

Peer Group 2

Members

729

as of latest quarter

Net Worth Ratio

12.20%

Well Capitalized

Institution Profile

NCUA

Address

345 Perry Hill Rd, Montgomery, AL 36109

Chartered

1946

Branch Locations

1 location

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$6.0M

Total Shares

$5.3M

Total Loans

$1.3M

Net Income

$-5,348

Net Worth Ratio

12.20%

≥7% = Well Capitalized

Members

729

Return on Assets

-0.09%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.34%

$5K

Loan-to-share ratio: 25.3%· healthy range 60–80%

Branch Locations

NCUA

MONTGOMERY VA FEDERAL CREDIT UNION

345 PERRY HILL RD, MONTGOMERY, AL, 36109

9AM - 4PM MONDAY THRU THURSDAY 9AM - 5:30PM FRIDAY

Main

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.