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MONTCALM PUBLIC EMPLOYEES

Edmore, MI · State Credit Union · Chartered in MI

Well Capitalized

Who can join

State government employees (special charter)

Charter #61999Est. 1966RSSD: 738899

Members

1,769

Net Worth Ratio

16.44%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$27.1M

Peer Group 3

Members

1,769

as of latest quarter

Net Worth Ratio

16.44%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 469, Edmore, MI 48829

Chartered

1966

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$27.1M

Total Shares

$22.6M

Total Loans

$7.2M

Net Worth Ratio

16.44%

≥7% = Well Capitalized

Members

1,769

Delinquency Rate (60d+)

0.60%

$43K

Loan-to-share ratio: 31.8%· healthy range 60–80%

Branch Locations

NCUA

Montcalm Public Employees Credit Union

1157 E Main St, Edmore, MI, 48829-7302

Monday-Friday 8:30 a.m.-4:30p.m.

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.