MILLSTREAM AREA
Findlay, OH · Corporate Credit Union · Chartered in OH
Who can join
State government employees (special charter)
Members
7,832
Net Worth Ratio
12.39%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$70.3M
Peer Group 4
Members
7,832
as of latest quarter
Net Worth Ratio
12.39%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$70.3M
Total Shares
$61.2M
Total Loans
$33.9M
Net Income
$268K
Net Worth Ratio
12.39%
≥7% = Well Capitalized
Members
7,832
Return on Assets
0.38%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.87%
$297K
Loan-to-share ratio: 55.5%· healthy range 60–80%
Branch Locations
NCUAWestern Ave Office
1007 Western Ave, Findlay, OH, 45840
Mon-Fri - 9:00am - 5:00pm Lobby Saturday - 9:00am - 12:00pm
North Baltimore Office
214 N Main St, North Baltimore, OH, 45872
Mon-Tues-Thurs-Fri: 9:00 am - 5:00 pm Wed: 12:00 - 5:00 pm
Fostoria Ave Office
1650 Fostoria Ave, Findlay, OH, 45840
Mon-Fri - 9:00am - 5:00pm Lobby Saturday - 9:00am - 12:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/millstream-area" target="_blank" rel="noopener">View MILLSTREAM AREA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.