MICHIGAN SCHOOLS AND GOVERNMENT
Clinton Townshi, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
162,111
Net Worth Ratio
12.20%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$4.37B
Peer Group 6
Members
162,111
as of latest quarter
Net Worth Ratio
12.20%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$4.37B
Total Shares
$3.67B
Total Loans
$3.71B
Net Income
$8.1M
Net Worth Ratio
12.20%
≥7% = Well Capitalized
Members
162,111
Return on Assets
0.19%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.22%
$8.0M
Loan-to-share ratio: 101.0%· healthy range 60–80%
Branch Locations
NCUAMain
40400 Garfield Rd, Clinton Township, MI, 48038-4004
M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed
Shelby
8770 23 Mile Rd, Shelby Township, MI, 48316-4514
M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed
Shores
24515 Little Mack Ave, Saint Clair Shores, MI, 48080-3250
M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed
Chesterfield
34700 23 Mile Rd, Chesterfield, MI, 48047-2081
M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed
Hall Road
45120 Marketplace Blvd, Chesterfield, MI, 48051-3281
M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed
Troy
4555 Investment Dr, Troy, MI, 48098-6338
M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed
Sterling Heights
2356 Metropolitan Pkwy, Sterling Heights, MI, 48310-4209
M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed
Madison Heights
480 W 12 Mile Rd, Madison Heights, MI, 48071-2420
M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed
Hayes Road
48945 Hayes Rd, Shelby Township, MI, 48315
M-W 9:00 am-5:00 pm Th -Fr 9:00 am- 6:00 pm Sa 9:00 am-1:00 pm Su Closed
Warren
13602 E 14 Mile Rd, Warren, MI, 48088
M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed
14 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/michigan-schools-and-government" target="_blank" rel="noopener">View MICHIGAN SCHOOLS AND GOVERNMENT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.