MICHIGAN ONE COMMUNITY
Ionia, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
18,877
Net Worth Ratio
9.93%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$237.9M
Peer Group 5
Members
18,877
as of latest quarter
Net Worth Ratio
9.93%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$237.9M
Total Shares
$209.1M
Total Loans
$172.4M
Net Worth Ratio
9.93%
≥7% = Well Capitalized
Members
18,877
Delinquency Rate (60d+)
0.07%
$127K
Loan-to-share ratio: 82.5%· healthy range 60–80%
Branch Locations
NCUAMain Office
510 S Dexter St, Ionia, MI, 48846
9-5 Mon-Fri Closed Sat
Carson City Office
122 E Main St, Carson City, MI, 48811
9-5 M-F 9-12 S
South Ionia Office
3081 Commerce Ln, Ionia, MI, 48846
9 to 5 M-F 9 to 12 Sat
Greenville West Office
10776 W Carson City Rd, Greenville, MI, 48838
9:00-5:00 M-F 9:00-12:00 S
Alma Office
7558 N Alger Rd, Alma, MI, 48801
9-5 M-F 9-12 S
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/michigan-one-community" target="_blank" rel="noopener">View MICHIGAN ONE COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.