MICHIGAN FIRST
Lathrup Village, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
162,645
Net Worth Ratio
15.57%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.50B
Peer Group 6
Members
162,645
as of latest quarter
Net Worth Ratio
15.57%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.50B
Total Shares
$1.11B
Total Loans
$1.06B
Net Income
$2.9M
Net Worth Ratio
15.57%
≥7% = Well Capitalized
Members
162,645
Return on Assets
0.19%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.76%
$8.0M
Loan-to-share ratio: 95.7%· healthy range 60–80%
Branch Locations
NCUAEvergreen Branch
27000 Evergreen Rd, Lathrup Village, MI, 48076-3231
Branch Hours Monday ? Thursday (8:30 a.m. to 5:00 p.m.) Friday (8:30 a.m. to 6:00 p.m.)
Gratiot Branch
21650 Gratiot Ave, Eastpointe, MI, 48021-2867
Branch Hours Monday ? Thursday (8:30 a.m. to 5:00 p.m.) Friday (8:30 a.m. to 6:00 p.m.)
New Center One Branch
3031 W Grand Blvd, Detroit, MI, 48202
Branch Hours Monday ? Thursday (8:30 a.m. to 5:00 p.m.) Friday (8:30 a.m. to 6:00 p.m.)
Wyoming Branch
19200 Wyoming St, Detroit, MI, 48221-3220
Branch Hours Monday ? Thursday (8:30 a.m. to 5:00 p.m.) Friday (8:30 a.m. to 6:00 p.m.)
Louis Street Branch
50 Louis St NW, Grand Rapids, MI, 49503
Monday through Friday 8:30 a.m. - 5:00 p.m. Friday 8:30 a.m. - 6 p.m.
Southgate Kroger Branch
16705 Fort St, Southgate, MI, 48195-1442
Monday - Friday: 10 a.m. to 7 p.m. Saturday: 10 a.m. to 3 p.m.
Brownstown Kroger Branch
20645 Gibraltar Rd, Brownstown Twp, MI, 48183
Monday - Friday 10 a.m. to 7 p.m. Saturday 10 a.m. to 3 p.m.
Roseville Kroger Branch
20891 E 13 Mile Rd, Roseville, MI, 48066
Monday - Friday: 10 a.m. to 7 p.m. Saturday: 10 a.m. to 3 p.m.
Rochester Hills Kroger Branch
65 S Livernois Rd, Rochester Hills, MI, 48307
Monday - Friday: 10 a.m. to 7 p.m. Saturday: 10 a.m. to 3 p.m.
Royal Oak Kroger Branch
2200 E 12 Mile Rd, Royal Oak, MI, 48067
Monday - Friday 10 a.m. to 7 p.m. Saturday 10 a.m. to 3 p.m.
22 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/michigan-first" target="_blank" rel="noopener">View MICHIGAN FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.