MICHIGAN COASTAL
Muskegon, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
2,429
Net Worth Ratio
8.34%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$26.1M
Peer Group 3
Members
2,429
as of latest quarter
Net Worth Ratio
8.34%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$26.1M
Total Shares
$23.8M
Total Loans
$22.5M
Net Income
$43K
Net Worth Ratio
8.34%
≥7% = Well Capitalized
Members
2,429
Return on Assets
0.17%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.43%
$96K
Loan-to-share ratio: 94.7%· healthy range 60–80%
Branch Locations
NCUAMichigan Coastal Credit Union
1086 Creston St, Muskegon, MI, 49442
Monday-Friday 9a.m. - 5 p.m. Saturday & Sunday 10 a.m.-2 p.m. (Drive up Only)
5906 Commerce
5906 Commerce Center Dr, Muskegon, MI, 49444-7870
Same as Main Office
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/michigan-coastal" target="_blank" rel="noopener">View MICHIGAN COASTAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.