🏦Bank Scorer

MERIDIA COMMUNITY

Hamburg, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Employer / occupational group

Charter #10684Est. 1955RSSD: 800880

Members

10,109

Net Worth Ratio

16.10%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$141.3M

Peer Group 5

Members

10,109

as of latest quarter

Net Worth Ratio

16.10%

Well Capitalized

Institution Profile

NCUA

Address

4500 Southwestern Blvd, Hamburg, NY 14075

Chartered

1955

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$141.3M

Total Shares

$116.5M

Total Loans

$99.7M

Net Worth Ratio

16.10%

≥7% = Well Capitalized

Members

10,109

Delinquency Rate (60d+)

0.04%

$43K

Loan-to-share ratio: 85.6%· healthy range 60–80%

Branch Locations

NCUA

Main Office

4500 Southwestern Blvd, Hamburg, NY, 14075

Drive Thru: Mon-Fri, 7am-7pm Sat, 9am-12pm Lobby: Mon-Fri, 9am-4pm Sat, 9am-12pm (for loans and new accounts)

MainATMDrive-thru

Buffalo Street Office

277 Buffalo St, Hamburg, NY, 14075

Personal Automated Tellers: Mon-Fri, 7am-7pm Sat, 9am-12pm// Lobby (for new accounts & loans) Mon-Fri 9am-4pm

ATM

Eden Branch

8252 N Main St, Eden, NY, 14057

Personal Automated Tellers:Mon-Fri, 7am-7pmSat, 9am-12pm//Lobby (for new accounts & loans) Mon-Fri 9am-4pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.