MERHO
Johnstown, PA · Federal Credit Union · Chartered in PA
Who can join
Community / multiple bond
Members
4,738
Net Worth Ratio
11.01%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$61.1M
Peer Group 4
Members
4,738
as of latest quarter
Net Worth Ratio
11.01%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$61.1M
Total Shares
$54.7M
Total Loans
$15.6M
Net Worth Ratio
11.01%
≥7% = Well Capitalized
Members
4,738
Delinquency Rate (60d+)
0.12%
$18K
Loan-to-share ratio: 28.6%· healthy range 60–80%
Branch Locations
NCUAMERHO Federal Credit Union
15 Irene St, Johnstown, PA, 15905-4124
Monday thru Friday 8:00 am - 4:30 pm - Lobby Drive up 7:00 am to 5:00 pm Saturday 8:30 am to NOON - both lobby & Drive up
MERHO Federal Credit Union
194 Donald Ln Ste 2, Johnstown, PA, 15904-2840
Monday thru Friday 8:00 am until 4:00 pm Drive up until 5:00 pm Saurdays Drive up only 9:00 am to NOON
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/merho" target="_blank" rel="noopener">View MERHO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.