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MEMBERS FIRST

Midland, MI · State Credit Union · Chartered in MI

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #62076Est. 1936RSSD: 795294

Members

67,425

Net Worth Ratio

8.92%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$904.1M

Peer Group 6

Members

67,425

as of latest quarter

Net Worth Ratio

8.92%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 2165, Midland, MI 48641-2165

Chartered

1936

Branch Locations

11 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$904.1M

Total Shares

$781.0M

Total Loans

$624.2M

Net Worth Ratio

8.92%

≥7% = Well Capitalized

Members

67,425

Delinquency Rate (60d+)

0.45%

$2.8M

Loan-to-share ratio: 79.9%· healthy range 60–80%

Branch Locations

NCUA

Members First Credit Union - Wackerly

600 W Wackerly St, Midland, MI, 48640-4702

9 a.m. - 5 p.m. Monday - Friday 9 a.m. - 1:00 p.m. (Drive-thru only) Saturday

MainATMDrive-thru

Members First Credit Union - Dartmouth Office

400 Dartmouth Dr, Midland, MI, 48640

9 a.m. - 5 p.m. Monday thru Friday 9 a.m. - 1:00 p.m. (Drive-thru only) Saturday

ATMDrive-thru

Members First Credit Union -Mt. Pleasant Bluegrass

4490 E Blue Grass Rd, Mt Pleasant, MI, 48858

9 am - 5 pm Monday - Friday 9 am - 1:00 pm Sat Drive-up Only

ATMDrive-thru

Members First Credit Union-Clare Office

650 W 5th St, Clare, MI, 48617

9 a.m. - 5 p.m. Monday - Friday 9 a.m. - 1:00 p.m. (Drive-thru only) Saturday

ATMDrive-thru

Members First Credit Union-Evart Office

201 E 7th St, Evart, MI, 49631-8312

9 a.m. - 5 p.m. Monday - Friday 9 a.m. - 1:00 p.m. (Drive-thru only) Saturday

ATMDrive-thru

Members First Credit Union- Gladwin Office

1291 W Cedar Ave, Gladwin, MI, 48624

9 a.m. - 5 p.m. Monday - Friday 9 a.m. - 1:00 p.m. (Drive-thru only) Saturday

ATMDrive-thru

Members First Credit Union-Harrison Office

3641 N Clare Ave, Harrison, MI, 48625

9 a.m. - 5 p.m. Monday - Friday 9 a.m. - 1:00 p.m. (Drive-thru only) Saturday

ATMDrive-thru

Members First Credit Union-Mt Pleasant Broadway Office

4976 E Broadway St, Mt Pleasant, MI, 48858-2995

9 a.m. - 5 p.m. Monday - Friday 9 a.m. - 1:00 p.m. (Drive-thru only) Saturday

ATMDrive-thru

Members First Credit Union - Kentwood Office

4429 Breton RD SE, Grand Rapids, MI, 49508

9 a.m. - 5 p.m. Mon-Friday 9 a.m. - 1 p.m. (Drive-thru only) Saturday

ATMDrive-thru

Members First Credit Union - Jenison Office

195 Chicago Dr, Jenison, MI, 49428

9 am - 5 pm M-F9 am - 1 pm Sat (drive up only)

ATMDrive-thru

1 more location not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.