MEMBERS CHOICE OF CENTRAL TEXAS
Waco, TX · Federal Credit Union · Chartered in TX
Who can join
Community / multiple bond
Members
18,295
Net Worth Ratio
16.06%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$213.3M
Peer Group 5
Members
18,295
as of latest quarter
Net Worth Ratio
16.06%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$213.3M
Total Shares
$182.3M
Total Loans
$125.4M
Net Worth Ratio
16.06%
≥7% = Well Capitalized
Members
18,295
Loan-to-share ratio: 68.8%· healthy range 60–80%
Branch Locations
NCUAMain Branch
4631 W Waco Dr, Waco, TX, 76710
Lobby: Mon-Thur 9:00am-5:00pm; Fri 9:00am-6:00pm; Sat 9:00am-12:00pm Drive Thru: Mon-Fri 7:30am-6:00pm; Sat 9:00am-12:00pm
Marlin Branch
212 Virginia Ave, Marlin, TX, 76661
Lobby: Mon-Thur 9:00am-5:00pm; Fri 9:00am-5:30pm; 1st Sat of Month 9:00am-12:00pm Drive Thru: Mon-Thur 8:15am-5:30pm; Fri 8:15a
Northside Branch
845 New Dallas Hwy, Waco, TX, 76705
Lobby: Mon-Thur 9:00am-5:00pm; Fri 9:00am-6:00pm Drive Thru: Mon-Fri 7:30am-6:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/members-choice-of-central-texas" target="_blank" rel="noopener">View MEMBERS CHOICE OF CENTRAL TEXAS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.