MEMBERS
Winston Salem, NC · State Credit Union · Chartered in NC
Who can join
Type 99
Members
47,453
Net Worth Ratio
14.35%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$481.8M
Peer Group 5
Members
47,453
as of latest quarter
Net Worth Ratio
14.35%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$481.8M
Total Shares
$411.9M
Total Loans
$186.5M
Net Income
$899K
Net Worth Ratio
14.35%
≥7% = Well Capitalized
Members
47,453
Return on Assets
0.19%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.61%
$1.1M
Loan-to-share ratio: 45.3%· healthy range 60–80%
Branch Locations
NCUAMembers Credit Union - Main
2098 Frontis Plaza Blvd Ste A, Winston Salem, NC, 27103-5779
8:00am - 5:00 pm
Members Credit Union - Lenoir
1240 Morganton Blvd SW, Lenoir, NC, 28645-5504
8:00 - 5:00 Monday thru Friday
Members Credit Union - Lincolnton
1822 N Aspen St, Lincolnton, NC, 28092-6303
Monday through Friday: 8:00-5:00
Members Credit Union - Lumberton
4344 Fayetteville Rd, Lumberton, NC, 28358-2677
Monday through Friday: 8:00 am -5:00 pm
Members Credit Union - Elkin
827 N Bridge St, Elkin, NC, 28621-3008
Monday through Friday: 8:00 am -5:00 pm
Members Credit Union - Morganton
121 Wamsutta Mill Rd, Morganton, NC, 28655
Monday through Friday: 8:00-5:00
Members Credit Union - Greensboro
3925 Sedgebrook St, High Point, NC, 27265
Monday through Friday: 8:00-5:00
Members Credit Union - Newton
2475 Northwest Blvd, Newton, NC, 28658-3727
Monday through Friday: 8:00-5:00
Members Credit Union - Hickory
2142 12th Ave NE, Hickory, NC, 28601-3182
Monday through Friday: 8:00-5:00
Members Credit Union - High Point
1701 Westchester Dr Ste 510, High Point, NC, 27262-7202
Monday through Friday: 8:00 am -5:00 pm
8 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/members" target="_blank" rel="noopener">View MEMBERS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.