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MCLENNAN COUNTY EMPLOYEES

Waco, TX · Federal Credit Union · Chartered in TX

Well Capitalized

Who can join

Federal government employees

Charter #10461Est. 1955RSSD: 178383

Members

1,340

Net Worth Ratio

26.64%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$20.7M

Peer Group 3

Members

1,340

as of latest quarter

Net Worth Ratio

26.64%

Well Capitalized

Institution Profile

NCUA

Address

215 N 5th St Ste 224, Waco, TX 76701-1364

Chartered

1955

Branch Locations

2 locations

Membership Eligibility

Federal government employees

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$20.7M

Total Shares

$15.1M

Total Loans

$6.9M

Net Worth Ratio

26.64%

≥7% = Well Capitalized

Members

1,340

Delinquency Rate (60d+)

0.03%

$2K

Loan-to-share ratio: 45.9%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

215 N 5th St Ste 224, Waco, TX, 76701-1364

8:30 a.m. to 4:00 p.m. Monday Through Friday

MainATM

Disaster Recovery Location

2617 Garrett LN, China Spring, TX, 76633

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.