🏦Bank Scorer

MATAGORDA COUNTY

Bay City, TX · State Credit Union · Chartered in TX

Well Capitalized

Who can join

State government employees (special charter)

Charter #67545Est. 1961RSSD: 492696

Members

2,460

Net Worth Ratio

16.74%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$36.7M

Peer Group 3

Members

2,460

as of latest quarter

Net Worth Ratio

16.74%

Well Capitalized

Institution Profile

NCUA

Address

3700 Avenue F, Bay City, TX 77414

Chartered

1961

Branch Locations

3 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$36.7M

Total Shares

$30.5M

Total Loans

$17.4M

Net Worth Ratio

16.74%

≥7% = Well Capitalized

Members

2,460

Delinquency Rate (60d+)

0.05%

$8K

Loan-to-share ratio: 57.1%· healthy range 60–80%

Branch Locations

NCUA

Matagorda County Credit Union

3700 Avenue F, Bay City, TX, 77414

9:00 am - 5:00 pm Monday thru Friday

MainDrive-thru

Texasgulf FCU

1313 West Loop, El Campo, TX, 77437

DATA SYSTEMS OF TEXAS

720 N 64TH ST, WACO, TX, 76710

8:00-5:00 M-F

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.